Latest

US Trucker

News & Resources for American Truck Drivers

Illinois and Iowa Push to Undo Truck Damage Caps

Lawmakers in two Midwestern states move to lift limits on non‑economic damages in large‑truck lawsuits, sparking industry backlash.

Trucking photo

Springfield, Ill. — Governor J.B. Pritzker signed an amendment to the Illinois Wrongful Death Act in August that removes any ceiling on non‑economic damages in wrongful‑death suits involving commercial trucks.

The change follows a 2023 session that left the state’s tort landscape largely unchanged, but pressure from trial‑lawyer groups prompted a late‑session push to let juries award unlimited pain‑and‑suffering compensation. The amendment now applies to both civil litigants and surviving family members, expanding the pool of recoverable damages beyond purely economic losses.

Representative Ryan Spain introduced HB 4992, a bill that would re‑impose a $2 million cap per plaintiff on non‑economic damages. The proposal sits in the Illinois House Rules Committee, where it faces criticism from advocates who say it shields trucking firms from excessive verdicts while rewarding plaintiff lawyers. "It is hard to imagine a more ill‑advised piece of legislation that benefits no one other than trial lawyers," one critic, Spencer, warned during a recent committee hearing.

What This Means for Drivers

Owner‑operators and CDL‑A drivers should monitor the Illinois debate because a reversal of the cap could raise liability exposure on a per‑incident basis. If HB 4992 fails, carriers could face verdicts that dwarf the $2 million ceiling, potentially driving up insurance premiums for OTR truck driver contracts. Fleet managers may need to renegotiate risk‑sharing clauses in lease‑purchase agreements to protect against unlimited non‑economic awards. Drivers in states that mirror Illinois policy could see similar pressure on their operating margins as insurers adjust rates to cover heightened exposure.

Industry Reaction

The Owner‑Operator Independent Drivers Association (OOIDA) has taken a hard line against both states' proposals. In Illinois, OOIDA’s spokesperson called the original amendment a “money grab” that punishes hardworking drivers for the actions of a few negligent operators. In Iowa, OOIDA director of state government affairs Doug Morris labeled Senate File 2224 “nothing more than a money grab by the plaintiff’s bar.” Morris warned that eliminating the $5 million cap would open the door to larger verdicts and force employers to defend hiring and supervision practices, adding new legal bites for plaintiff attorneys.

Key Points

  • Illinois amendment to the Wrongful Death Act removes caps on non‑economic damages, effective August 2024.
  • HB 4992 seeks to reinstate a $2 million per‑plaintiff limit; currently in the House Rules Committee.
  • Iowa capped pain‑and‑suffering at $5 million in 2023, but Senate File 2224 would eliminate that ceiling.
  • OOIDA opposes both measures, urging members to contact legislators and protect driver interests.

Looking for a better trucking job? US Trucker's free job-matching service connects CDL‑A drivers, OTR drivers, regional drivers, and owner‑operators with 500+ top US carriers. Leave your details in the form on this page and a recruiter will call you within one business day. Trucking companies are hiring now.

Photo by R9 Media Photo Collective on Pexels

✍️
Ray Kowalski
Veteran OTR driver turned industry writer. Ray logged over 1.5 million miles across 48 states before trading the cab for the keyboard. He covers FMCSA regulations, hours of service, and anything that affects a driver's logbook.